Meritage Wealth Management - Our Approach
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Our Approach

When most people think of working with a financial advisor, they imagine themselves sitting across the desk from an impersonal advisor in a stuffy, cold office. Not here at Meritage Wealth Management.

Tailored just for you

I am not a one-size-fits-all advisor. Just as every person is unique, so are your goals, needs, and circumstances. Rather than try to fit you to a particular product, I personalize strategies that align with your objectives.

When we first meet, I like to arrange for us to do so in a place that makes you feel as comfortable as possible whether it’s over a nice cup of coffee, Zoom or a meal at one of your favorite spots around the lovely city of Carlsbad, CA.

I understand that the complexities of the financial services industry can be overwhelming, so I strive to ensure our meetings are not tinged with the same feelings. From the very outset, my mission is to put you at ease, and make you feel welcomed and important. This sets the foundation I believe all long and trusting relationships should be built on.

I am also able to work with other professionals, such as accountants and attorneys, to help navigate all aspects of your financial plan. I love helping clients pursue long-term goals by working with them every step of the way.

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Identify Your Needs and Objectives

After our initial meeting, I work with you to unravel the various threads of both your financial and personal life so that we understand how to weave them all back together as effectively as possible. Forming a solid awareness of your needs and objectives creates a lasting foundation on which to build towards your financial freedom.

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Gather Information

After forming a strong understanding of your situation, next we gather all of your information in one place to get organized. Understanding how to sort and store financial and legal paperwork can be a minefield. I’ll guide you through the process so you know exactly where you are, what you have, and what needs to happen next.

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Analyze Information

By now we’ve done a huge amount of work isolating and understanding your needs and objectives, and getting you organized. Now it’s time for me to take an in-depth look at everything to analyze your weaknesses and strengths, and devise a clear and comprehensive plan of action that is uniquely tailored to your personal needs.

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Develop Strategies

During this step I work with you to develop a customized strategy that is specifically designed to help you pursue your financial goals. I understand the importance of flexible strategies, and as a fee-only advisor I can offer investments that I believe are most appropriate for you without the sway of sales quotas or commission.

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Implement Strategies

Now that you have all the tools needed embrace retirement, it’s time to start putting them to use. I understand that change doesn’t always come easy though, so am on hand as your advocate and guide to assist you through the implementation process so you feel supported and heard every step of the way.

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Review Progress Towards Your Goals

We’ll meet semiannually for reviews typically in April and October. One thing we can all be sure of is that change is inevitable, so these review meetings are a crucial element of the process to ensure your financial plan is always serving you as effectively as possible throughout your retirement. I am available throughout the year for all of my clients as questions come up.


Meritage Wealth Management - Our Approach
If you have any questions, or would like to arrange to chat, please get in touch and let’s begin.
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